CS-led Tax Planning For Individuals & Businesses

Smart Tax Planning Before You File Your Return.

We analyse your income, investments and business structure and design a legal, practical tax-saving plan – so you pay the right tax, not extra tax.

Salary, Business, Capital Gain, House Property
Old & New Regime Comparison
PAN-India Online Support
Start Tax Planning Now on WhatsApp

Share basic details & last year’s return – we’ll review and reply with a personalised plan.

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Tax Planning Snapshot

We convert scattered income, deductions and investments into one clear tax picture.

Typical Savings Range* ₹15,000 – ₹1,50,000 / year
Time To Get Plan 24–48 working hours

*Actual benefit depends on your income pattern, deductions used and investment decisions.

Who Should Use Our Tax Planning Service?

Anyone who feels they are “paying too much tax” or is confused between deductions, regimes and investment options can benefit from a structured review.

Practical advice – no risky schemes
SALARIED INDIVIDUALS

Employees with Salary + Other Income

  • Confused between old and new tax regime.
  • Have HRA, home loan, rent, or multiple Form-16.
  • Need clarity on 80C, 80D, NPS, and other deductions.
BUSINESS & PROFESSIONALS

Freelancers, Consultants & SMEs

  • Mixed income from business, salary, interest and capital gains.
  • Want to organise books to legally reduce tax.
  • Need guidance on presumptive, actual profit and expense claims.
INVESTORS & NRI

Capital Gain & NRI Tax Planning

  • Regular income from shares, mutual funds, F&O or property.
  • Need help in long-term vs short-term capital gain planning.
  • NRI with Indian income confused about DTAA and TDS.

What Exactly Do We Do For You?

Instead of random tips, we prepare a structured and written tax plan for the full year, aligned with current Income-tax provisions.

Updated for AY 2026-27
01 · COMPLETE REVIEW

Income & Return Analysis

  • Review of salary structure, Form-16, 26AS and AIS/TIS.
  • Check all income heads – salary, house property, capital gains, business, other sources.
  • Identify leakages where you are paying tax without using available deductions.
02 · TAX-SAVING PLAN

Deduction Mapping & Regime Comparison

  • Work out all eligible deductions – 80C, 80D, 80G, 80TTB, NPS, home-loan, etc.
  • Compare old vs new regime in your real numbers – not just theory.
  • Suggest restructuring of salary and investments for better tax efficiency.
03 · ACTION ROADMAP

Step-wise Action Checklist

  • Simple month-wise action plan – what to invest, where and by when.
  • Clear guidance on proofs to keep ready for employer/ITR.
  • Clarification call / WhatsApp support for your follow-up questions.

How Our Tax Planning Process Works

Completely online – you can complete the entire process from your phone or laptop.

Average completion time: 2–3 working days
1 Quick WhatsApp Discussion
10–15 mins

Share your latest ITR / Form-16 / basic income details on WhatsApp. We understand your situation and expectations.

2 Document Review
1 working day

We review salary structure, deductions used, investments, capital gains and other transactions from the relevant year.

3 Tax-Saving Plan Draft
1 working day

You receive a written tax plan with regime comparison, recommended investments and restructuring suggestions.

4 Discussion & Implementation
As needed

We clarify all doubts on call/WhatsApp and guide you on how to implement the plan and file your return correctly.

FAQs – Tax Planning Service

Some common questions clients ask before they start working with us.

Transparent, compliance-first approach

Is this only for people with high income?

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No. We work with salaried employees, freelancers and small business owners across different income levels. Even a saving of ₹15,000–₹25,000 per year is meaningful if it is achieved legally and consistently.

Do you only suggest investments to sell products?

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No. We are a professional CS/tax advisory firm – not agents of any mutual fund, insurance or policy. Our focus is on compliance and optimisation; you are free to choose the platform where you invest.

Will you also file my Income-tax Return?

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Yes, we can. Tax planning and ITR filing are available as a combined service or separately. Many clients prefer that we both design the plan and file the return to avoid mistakes.

What information do you need from me?

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Generally we need – latest ITR copy (if any), Form-16, monthly salary slip, major investment details, home loan statement (if any), and basic information on your bank interest, capital gains and other income.

Is my data kept confidential?

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Yes. All documents shared with us are used only for your tax planning and compliance work. We do not share your information with any third party without your written consent.

Compliance Disclaimer: All advice is based on the Income-tax Act, 1961 and the latest notified provisions applicable for the relevant Assessment Year. We do not support any cash-based or illegal tax-evasion methods.

Prefer a call first?

Message us “Tax Planning Call” on WhatsApp. We will check your situation and suggest whether detailed planning is actually required or a simple ITR filing is enough for you.

Ready to stop guessing and start planning your taxes with clarity? Share your details and we’ll revert with a personalised action plan.

Master Income Tax Calculator – AY 2026–27

Step-by-step tool: fill Basic details, Source of Income, and Deductions (80C to 80U). Finally, calculate tax under Old & New regimes with special rates for capital gains and crypto.

Single window calculator · Designed for professionals
PY 2025–26 · AY 2026–27 Old vs New Regime
BASIC
Source of Income
Deductions (80C–80U)

Step 1 · Basic details

Select tax regime preference and age group. You can move to next tab any time – values will be retained.
We are using standard individual slabs for illustration. For senior/super senior, you may adjust manually if detailed slab differentiation is required.

Step 2 · Source of Income

Enter final income under each head. Capital gains & special incomes are captured separately.

Normal Income (slab portion)

Do not include capital gains, crypto or lottery income in above figures – they are captured below.

Capital gains & special rate incomes

Step 3 · Deductions (Chapter VI-A)

Enter eligible deductions under Sections 80C to 80U. Scroll inside the box if required.
This tool assumes the amounts entered are within statutory limits and eligible conditions for Sections 80C–80U. Capital gains at special rates remain taxable separately.

TAX SUMMARY Comparison: Old vs New

Tax under Old Regime (incl. cess) ₹ 0
Tax under New Regime (incl. cess) ₹ 0
Difference (Old – New) ₹ 0
✔ Regime benefit will appear here after calculation.
Effective tax rate: ––
Gross Total Income (all heads) ₹ 0
Total Deduction (Old Regime) ₹ 0
Normal Income (slab portion) ₹ 0
Special Rate Income (CG, Crypto, Lottery) ₹ 0
Total Income – Old Regime ₹ 0
Total Income – New Regime ₹ 0
Confused about choosing the right tax regime?
Get a personalised review of your income, deductions and capital gains from a qualified CA/CS team.
Talk to CA/CS on WhatsApp
Educational tool – approximates tax using standard slabs for AY 2026–27. Does not cover surcharge, marginal relief or very special situations. Please cross-check before filing.

Head-wise Income Tax Calculators – Powered by MyCSOnline

Hover any card to see detailed summary. Use these focussed tools to prepare each head of income, then plug the final figures into the Master Income Tax Calculator above for a clean, audit-ready working.

Professional-grade working · Zero guesswork
AY 2026–27 Salary · HP · CG · TDS · TCS

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Tell us what help you need & get guidance on WhatsApp.

Your information is safe with us. We never share your details.
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