Project Report (DPR) that Banks and Investors Can Trust.
We prepare practical, numbers-backed Detailed Project Reports (DPR) for bank loans, term loans, working capital limits and investor pitches – with realistic projections, cash flows, ratios and risk analysis.
When Do You Need a Detailed Project Report?
Project Reports are required in most finance and expansion situations – especially when limits are higher or project is new.
Bank Term Loan
For purchase of land, building, plant & machinery, vehicles or any fixed asset. DPR shows cost of project, means of finance and repayment capacity.
Working Capital / CC / OD
For funding stock and debtors, enhancement of existing limits or new CC/OD facility – DPR explains cycle, margin and drawing power logic.
New Unit / Expansion
Setting up a new factory, adding a new line, or expanding capacity – DPR helps the bank understand demand, capacity utilisation and profitability.
Takeover / Balance Transfer
When you shift your existing loan from one bank to another, a DPR supports the viability of your business and future projections.
Startup / MSME Funding
For first-time entrepreneurs or service businesses (IT, education, healthcare, trading etc.) we convert your idea into structured numbers and risk analysis.
Investor / Internal Planning
Even without bank loan, a DPR is useful for internal budgeting, investor discussions and monitoring project performance against plan.
What We Cover in a Bank-Ready Project Report
Beyond just projected P&L, we cover all aspects that bankers and credit teams look for.
1. Promoter & Business Profile
Background of promoters, experience, existing businesses, KYC, past track record and credit behaviour – to establish capability & skin in the game.
2. Business Model & Market
Description of products / services, target customers, competition overview, demand drivers and basic market analysis in simple and clear language.
3. Cost of Project & Means of Finance
Detailed break-up of land, building, machinery, pre-operative expenses, margin for working capital; plus promoter’s contribution, term loan, subsidies.
4. Projected Financials
Year-wise projected Profit & Loss, Balance Sheet and Cash Flow (generally 5–7 years) with clear assumptions for sales, costs, interest and depreciation.
5. Ratios & DSCR Analysis
DSCR, Interest Coverage, Break-even, Return on Capital Employed, Current ratio and other bank-focused ratios to show serviceability of debt.
6. Risk, Sensitivity & Mitigation
Identification of key risks (price, demand, technology, regulatory), simple sensitivity analysis and mitigation strategies to show awareness and control.
Our Approach – From Idea to Final DPR
We mix on-ground understanding with clean spreadsheets so that both banker and entrepreneur are comfortable with the numbers.
How We Work
- 1Discussion Call: Understand business, project details, bank type and timelines.
- 2Data Collection: Past financials, quotations, capacity details, cost estimates, loan requirements.
- 3Assumption Sheet: We prepare and discuss assumptions (sales, pricing, costs, margins).
- 4Draft DPR: Share soft copy for your review and internal comfort.
- 5Final DPR & Bank Format: Modify as per bank’s template / additional questions.
Sectors We Commonly Handle
- •Manufacturing: textiles, engineering, food, packaging, light manufacturing, job work.
- •Trading & distribution: FMCG, auto parts, hardware, industrial supplies.
- •Services: IT/ITES, education institutes, healthcare clinics, logistics.
- •Others: cold storage, warehouses, small NBFC/Nidhi business support, etc. (depending on structure).
Basic Data We Require from You
Don’t worry if all details are not ready – this list helps you organise information and saves time.
For Existing Businesses
- •Last 3 years financial statements (audited or management accounts).
- •Bank statements, current loan details and sanction letters.
- •Sales mix, major customers & suppliers, credit period norms.
- •Asset details: land, building, machinery – existing & proposed.
For New / Startup Projects
- •Business concept note – what you want to do and where.
- •Estimated project cost and rough quotations for major items.
- •Proposed selling price, target customers and competitors.
- •Promoter profile, education, experience and funds available.
If you are unsure about some data, we help you make reasonable, defendable assumptions instead of random numbers.
FAQs – Project Report (DPR)
Common doubts promoters have before preparing a project report.
Will the bank definitely sanction loan if DPR is prepared?
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No one can guarantee sanction. However, a well-prepared DPR significantly improves your chances because your case becomes clear, numbers are logical and queries can be answered quickly. Final decision always rests with the bank’s credit and risk team.
Can you prepare DPR in the specific format of my bank?
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Yes, we generally prepare a detailed base DPR and then align it with the respective bank’s checklist / template as far as practicable. Different banks may ask for extra annexures or ratio formats, which we incorporate.
Do you also help in loan application and follow-up?
?
Our primary role here is project report and financial analysis. Depending on your requirement and location, we may also guide on documentation checklist and respond to technical queries on projections, in coordination with your banker or consultant.
How much time is required to prepare a DPR?
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It depends on quality of data and complexity. For a typical MSME unit, once we receive information, it takes around 5–10 working days to prepare and finalise a DPR. Urgent timelines can be discussed separately.
Ready to Convert Your Idea into Numbers?
A short WhatsApp message with your project outline is enough for us to suggest the right DPR scope and fees.
Share This Basic Info:
- •Type of activity (manufacturing / trading / services).
- •Approx project cost and loan amount required.
- •Name of bank / NBFC and city.
- •Whether business is new or existing.
We will revert with an estimated timeline, data checklist and professional fee – so you know exactly how the DPR process will move.
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