Nidhi Company Knowledge Series

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From Start-Up to Scale-Up

All Nidhi Rules to Run a Nidhi Business

All Nidhi Company Rules Explained – Complete Legal Guide (Rule 3A to Rule 22)

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Nidhi Amendment Rules 2022 – Understanding Rule 3B

Rule 3B

Explains how Rule 3B of the Nidhi (Amendment) Rules 2022 controls approval and recognition process for new Nidhi companies.

Detailed Analysis of Rule 3A on Declaration of Nidhis

Rule 3A

In-depth discussion on Rule 3A and the mandatory declaration process for Nidhi companies before commencing business.

Rule 3A vs Rule 3B – A Comparative Analysis

Rule 3A &3b

Compares two key amendments of the Nidhi Rules to understand their differences and impact on company approval.

Who Can Be a Director in a Nidhi Company?

Rule 05

Legal eligibility, disqualification rules, and MCA criteria for appointing directors in a Nidhi company.

Mandatory Requirements for Nidhi Companies – Members, Funds & Compliance

Rule 06

Outlines minimum membership, capital requirements and key ROC compliances every Nidhi must follow.

Share Capital and Allotment in Nidhi Companies – Rule 7 Explained

Rule 07

Covers the statutory rules for share capital issue and allotment procedure in Nidhi companies.

Membership in Nidhi Companies – Rule 8 Explained

Rule 08

Details eligibility and restrictions for becoming a member of a Nidhi company.

How to Open and Close Branch in a Nidhi Company – Rule 10 Explained (2025)

Rule 10

Explains branch opening criteria and closure procedure under Rule 10 of the Nidhi Rules.

How to Accept Deposit in Nidhi Company – Rule 11 Explained

Rule 11

Explains deposit acceptance limits and documentation required under Rule 11 of Nidhi Rules 2014.

How Much Deposit and Liquidity Required to Run a Nidhi Company – Rule 13 & 14

Rule 13 & 14

Simplifies Rules 13 and 14 on deposit-loan ratios and liquidity maintenance for financial stability.

Who Can Take Loan from Nidhi Company – Rule 15 Explained

Rule 15

Clarifies loan eligibility criteria, security norms and restrictions for members under Rule 15.

Can a Nidhi Company Sell Collateral if a Member Defaults?

Rule 16

Discusses the legal rights of Nidhis to recover dues through pledged assets and Rule 16 limitations.

At What Rate Loan Can Be Offered by Nidhi Company – Rule 16 Explained

Rule 16

Explains interest rate caps on loans and reducing-balance method under Rule 16 of Nidhi Rules.

Auditor Appointment Rule in Nidhi Company – Rule 19 Explained

Rule 19

Covers auditor eligibility, tenure and reporting requirements under Rule 19.

Auditor’s Certificate in Nidhi Companies – Rule 22 Explained

Rule 22

Explains the mandatory certificate auditors must issue to confirm Nidhi compliance under Rule 22.

How to File NDH-4 for Nidhi Declaration – Step by Step Guide

Rule 3A & Form NDH-4

A practical walkthrough for filing Form NDH-4 and obtaining central government approval.

Prudential Norms for Nidhi Companies – Rule 20 Explained

Rule 20

Comprehensive analysis of Rule 20 covering loan classification, provisioning and financial prudence.

Nidhi Company Incorporation in India – A Comprehensive Guide

General / Not Specific

Step-by-step process for registering a Nidhi company under the Companies Act 2013.

All About Nidhi Company Registration in India – 2025 Guide

General / Not Specific

Latest registration requirements, capital and ROC filing procedure for new Nidhis.

Nidhi Company vs Co-operative Society – Which is Better?

General / Not Specific

Compares regulatory control, membership and loan-deposit policies between Nidhi and co-ops.

NDH-1, NDH-2, NDH-3 & NDH-4 – Complete Guide to Nidhi Forms

NDH Forms (Reporting)

Explains every NDH form used for annual return, extension and declaration purposes.

Nidhi Company vs Section 8 Company – Key Differences

General / Not Specific

Highlights major legal and operational distinctions between Nidhis and non-profit Section 8 entities.

Nidhi Company vs Microfinance NBFC – Key Differences

General / Not Specific

Clarifies how Nidhis differ from NBFC-MFI models in terms of licensing, capital and regulation.

Nidhi Company FAQs – Complete Guide

General / All Rules Summary

Compilation of common queries about Nidhi registration, loan, deposit and compliance.

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